Do you LOVE your family?

Buying insurance cannot change your life but it prevents your lifestyle from being changed. An illness can wipe up an entire family's savings that they have saved for decades by the medical bills. 

You will not turn bankrupt because of buying insurance but will cause your loved ones to turn bankrupt if you don't.

3 SIMPLE REASONS WHY YOU NEED   LIFE INSURANCE

Financial Security

No matter how much you earn or you save right now, uncertainties are inevitable. It can prevent.

Family Protection

The most immediate reason why we get insurance is because of what truly matters, our family.

Peace of Mind

In times of uncertainty, you don't have to be worried, you have peace of mind.

INTRODUCING

MOST 18

M.O.S.T. 18 is an 18-term life insurance product with PDF or Premium Deposit Fund.

M.O.S.T. stands for Multiple Option Super Term, and it’s a life insurance product that covers you for 18 years, thus the name M.O.S.T. 18.

It’s a product by Manila Bankers Life Insurance Corporation and launched in partnership with IMG to provide Filipino families with an affordable term life insurance with Zero-risk savings and investment component.

M.O.S.T. 18 allows a family to have MAXIMUM LIFE INSURANCE COVERAGE at a MINIMAL COST.

If you LOVE your family, you should PROTECT them.

WHY MOST 18?

AFFORDABLE

It’s a term life insurance, the most affordable type of life insurance.

HIGHER FUND VALUE

PDF allows higher growth of return. It has a ZERO-Negative feature. Even if the stock market drops in a particular year, the PDF will still give you a positive return for the year.

PREMIUM FLEXIBILITY

Settle your contributions on a schedule that fits your lifestyle.

WITHDRAWAL ADVANTAGE

Withdraw anytime without penalty.

LEVEL COVERAGE RISK

Your savings is always added to your coverage (death benefit).

EMERGENCY FUND ADVANTAGE

You already have savings in the first year.

ALTERNATIVE INVESTMENT FLEXIBILITY

You are free to decide where to invest the difference.

EARLY MATURITY

Maturity after 5/10/15/18 years.

ISSUE AGE IS 5yo - 60yo

Insure yourself and your whole family.

ADDRESS VARIOUS FINANCIAL NEEDS

The PDF can be used to fund your Retirement, Pension, Kid's Education, Travel, etc.

CONVERTIBLE TO PERMANENT INSURANCE

You have an option to a permanent policy.

LOW CHANCE OF LAPSATION

Premiums may be settled from your PDF / investment earnings.

HOW MUCH INSURANCE IS ENOUGH?

HOW DO I APPLY

1.

Fill-up Proposal Form

2.

Agree on the Generated Proposal

3.

Fill-up and Sign the Application

4.

Review the Completed Application

5.

Choose Payment Method

BPI Bills Payment, Paypal, Credit Card, Bank Deposit/ Transfer/ Remittance, Bancnet

6.

Complete Online Payment

7.

Underwriting Approval

For complete applications, expect approval within 24 business hours (except Sundays and Holidays)

8.

Receipt of Online Policy Management System (OPMS)

Email instructions will be sent immediately upon approval

Do you have any questions?

We'd love to be in touch.

Email: norieldemesa2280@gmail.com

Mobile Number/Viber/Whatsapp: +63 9452433001